About Home Mortgages
A conversation about the mortgage environment of the Southeast, hosted by Southeast Mortgage of Georgia.
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Tag Archives: Refinance
With the historically low mortgage interest rates over the past few years, the number of refinanced mortgages has risen astronomically. But over the past few months as rates have increased, the number of refinances has dropped just as dramatically.
By Cal Haupt, President and CEO of Southeast Mortgage For most of 2012, the average rate on a 30-year fixed mortgage has been falling, reaching new lows in each of the past four weeks. Last week the streak ended and …
It seems that every day we open our newspapers (or Internet browser) there’s more news of mortgage rates hitting new record lows. In 2011, the record low was 4.45 percent. Last week, rates dropped to 3.56 percent. The low rates …
For more than 35 years, two federal laws (the Truth in Lending Act or “TILA,” and the Real Estate Settlement Procedures Act or “RESPA”) have required lenders and settlement agents to give consumers who take out a mortgage loan separate …
If only the experts could agree. In Monday’s paper, The Wall Street Journal covered five personal finance topics, finding completely opposite opinions on each topic. Should you purchase long-term care insurance? Are variable annuities a good investment? There was even …
A homeowner in Florida was puzzled to receive a condolence letter for his wife’s death from his mortgage lender. Why were they sorry for his loss? His wife was very much alive. But because their lender declared her deceased, they …